Basic Checking
Our Basic Checking account provides unlimited check writing privileges combined with the convenience of a monthly (FLAT) service fee. This account does not earn interest.
- Minimum to open $100.00 Avoid a monthly service fee by meeting one of the following balance requirements:
- Minimum daily balance in checking $500.00
- Average daily balance in checking $1000.00
- No per check or debit fee
- Monthly maintenance fee if your balance does not meet one of the requirements listed above $7.00
Economy Checking
Our Economy Checking account offers a convenient way to manage your monthly expense. This non-interest bearing checking account is best suited for people who write fewer checks each month.
- Minimum to open $100.00
- 10 checks to be processed $2.00
- Extra checks processed $.25
Student Checking
Students are special customers. This account is designed to help introduce young people to banking.
- Minimum to open $50.00
- Limited to full time students up to age 25
- No Monthly fee
- First Order of Checks free
Now Account Checking
NOW Account Checking offers unlimited check writing privileges, plus the added bonus of earning interest on your checking dollars.
- Minimum to open $100.00
- Interest
Avoid a monthly service fee by meeting one of the following balance requirements:
- Minimum daily balance in checking $750.00
- Average daily balance in checking $1500.00
- Monthly maintenance fee if your balance does not meet one of the requirements listed above $7.50
- Per check or debit fee if your balance does not meet one of the requirements listed above $ .20
*Interest will be calculated on collected balance & credit to your account at the end of each monthly statement cycle.
*Interest dropped if account is closed before credited during month.
*Interest rate is variable
Money Market Checking
Our Money Market Account offers you insured savings at competitive money market rates. Interest will be calculated on your collected balance and credited to your account at the end of each monthly statement cycle.
- Minimum to open $1500.00
- Minimum maintenance fee of $15.00, if minimum daily balance falls below $1,500 or average of $2,500.00
- Plus $5.00 per debt.
You will earn increasingly higher rates on your entire collected balance, based on three tiers:
- $0-2,500.00
- $2,500.01-50,000.00
- $50,000.01 and plus