General Privacy Policy

This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms. We, our, and us means United National Bank. Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

We do not disclose any nonpublic personal information about you to anyone, except as authorized by law.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES

Since we value our customers relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law. This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers, except as permitted by law. Web Site Privacy Policy

We recognize that our customers and others visiting our web site have an expectation of privacy in their dealings with us. We have the highest regard for the privacy of our customers and, as a result, we safeguard the privacy of users of our web site. We want you to know how we collect, retain, and use information about you and your banking relationship as a customer or a visitor of our web site.

The Collection and Use of Information

Any personal information that you submit through our web site is treated as confidential information. We do not distribute, trade, sell or rent the information to any third party. We collect information about you for the purpose of serving your financial needs and administering our account relationships.

This information may be used to create statistics about our customers, traffic patterns, and related site information. These statistics will not include personal identifying information and are for internal purposes only.

Third Parties

We may share customer information to third parties for the purpose of assisting us with offering, administrating, collecting and delivering certain Internet Banking products and services. We require these third parties to comply with strict standards regarding security and confidentiality of this information. These third parties are not permitted to release, use for their own purposes, or sell any customer information we share.

You should be aware that there may be occasions where we are legally required to disclose information about you to third parties, such as in response to a subpoena or to comply with a legally permitted inquiry by a governmental agency or federal regulator.

Employee Access

We take measures to limit employee access to confidential information and to ensure access is granted to only those employees with a business reason to know such information about you.

Accuracy of Information

Every effort is made to ensure our records of your information are complete and correct. If an error is noted on your statement or any other communication from us, please contact us at 229-377-7200 as soon as possible.

We reserve the right to change this policy at any time by posting a new privacy policy.