Consumer Alert – August 15, 2006

FDIC Special Alert: Consumer Alert – Fraudulent E-Mail Claims to Be From the FDIC

The FDIC is aware of a phishing e-mail that has the appearance of being sent from the FDIC. The name "Federal Deposit Insurance Corporation" appears on the "From" line and the subject is, "IMPORTANT: Notification of Federal Deposit Insurance Corporation."

This e-mail claims that the FDIC has received an application from the receipt's bank to insure their checking or savings account against fraud, phishing and identity theft. The e-mail further instructs the recipient to enroll in "the FDIC protection system" by clicking on a link to a spoofed FDIC Web page. The spoofed Web page requests the following information:

First Name, Last Name, Phone Number, Social Security Number, Mother's Maiden Name, Driver License/Issued State, Date of Birth, E-mail Address, Street Address, City, State, Zip/Postal Code, Name on Credit Card, Credit/Debit/ATM Card Number, Card Expiration Date, Card Verification Number, Personal Identification Number, FDIC-Insured Institution (Bank Name), Bank Routing Number, and Bank Account Number.

This e-mail was not sent by the FDIC and is a fraudulent attempt to obtain personal information from consumers. Financial institutions and consumers should NOT access the link provided within the body of the e-mail and should NOT under any circumstances provide any personal information through this media.

The FDIC is attempting to identify the source of the e-mails and the location of the Web site in order to disrupt the transmission. Until this is achieved, consumers are asked to report any similar attempts to obtain this information to the FDIC by sending information to

The FDIC provides information to educate consumers on emerging and continuing issues, including fraudulent efforts to obtain consumer information. You can also learn about new laws that provide you the consumer with new opportunities or protections.


Phishing Scam - informs consumers about a common type of e-mail fraud called "phishing."

Identity Theft - provides information for combating attempts to hijack your identity.

Check Clearing for the 21st Century (Check 21 Act) - informs consumers how banking institutions are phasing out the return of cancelled checks.

Fair and Accurate Credit Transactions Act (FACT Act) - learn about the availability of free credit reports and access to credit scores.

Privacy Act Issues under Gramm-Leach-Bliley - learn about the privacy protections for your financial information as provided under this Act.

Consumer Alerts from FDIC website


Last Updated 09/05/2006

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