Manage money your way with the right checking account
Your checking account is a go-to tool you use every day in your South Georgia community, online and everywhere else you go. So make sure you get one that fits your financial personality. Whatever features you want in your checking account, you'll find the right one at United National Bank. And they all come with access to Online and Mobile Banking and Mobile Check Deposit so you have the digital tools you need to move money and monitor your account anytime, anywhere.
Compare Checking Accounts
United Rewards
Our most popular checking account turns everyday money management into a rewarding experience.
- Earn a high interest rate and ATM fee refunds when you meet a few simple qualifications each monthly cycle
- $100 minimum deposit required
Economy Checking
If you write fewer checks each month, our Economy Checking Account is the perfect choice offering plenty of convenience.
- Non-interest-bearing checking account
- $100 minimum to open
Student Checking
It's always a good time to start learning about managing money. Student Checking introduces young people to banking so they develop important skills.
- No monthly maintenance fee
- Unlimited check-writing
- $50 minimum opening deposit
Basic Checking
This straightforward checking account provides everything you need for your personal finances.
- No monthly maintenance fee
- Unlimited check-writing
- $100 minimum to open
Money Market
Enjoy a combination of stronger growth while maintaining anytime access to your money.
- $1500 minimum opening deposit
- A $15 service charge will be assessed if the daily balance falls below $1,500 or the statement-cycle average balance falls below $2,500
- Offers insured savings at competitive money market rates
- Interest is calculated using the daily-balance method and credited monthly
NOW Checking
You have the option to make your checking account balance work harder for you – now!
- $100 minimum opening deposit
- A $7.50 balance fee will be imposed each statement cycle if the account balance falls below $750 on any day of the statement cycle
- A $7.50 balance fee will be imposed each statement cycle if the average daily balance falls below $1500
- Earn interest at a competitive rate
- Unlimited check-writing
Managing your money is easier than ever before with United National Bank's checking accounts. Contact us or visit our office in South GA to open an account.

Mobile Banking - Fast, easy, secure.
Bank instantly from your phone with the convenience and security you expect from your hometown bank.


