Our name says "national." But our heart is here in South Georgia.

There are a lot of banks around. Many of them are based in far-off places, where  customers are nothing more than account numbers. 

At United National Bank, things are different. You're our friends. Our neighbors. The people we know from church or clubs or our kids' schools. And you'll be greeted warmly and treated professionally whenever you do business with us.

As the only local bank with widespread ownership throughout Grady County, we strive to meet the financial needs of an expanding region. We know how important it is to strengthen our communities as well as provide individual and business customers with convenient checking options, interest-earning savings tools, affordable loans and other first-rate financial services.

The most important thing to know about us? We will work hard to earn the confidence and trust you have placed in us. We truly care about our neighbors, and we know that our success depends on helping individuals and businesses meet their current financial needs and build a secure future.  

Contact Us

Call or Stop By
  • Address: 722 North Broad Street; P.O. Box 150; Cairo, Georgia 39828
  • Phone: 229-377-7200
  • Fax: 229-377-6006
 
Main Lobby Hours
  • Monday – Thursday: 8:30 a.m.- 4 p.m.
  • Friday: 8:30 a.m. - 5:30 p.m.
  • Saturday: Closed
 
Drive-Thru Hours
  • Monday – Thursday: 7:30 a.m. - 4 p.m.
  • Friday: 7:30 a.m. - 5:30 p.m.
  • Saturday: 8:30 a.m. - Noon










Meet Our Team

Matthew McCaskill, UNB President & CEO

Charles M. Stafford, Retired, United National Bank

Randy Holton, Deceased, Holton Logging

Celeste Chason Tyler, Clerk for Thomas County

Dr. Ken Leggett, Dental Associates of SWGA

William Jones, Richter and Company, LLC
Michael Chastain, Retired, United National Bank, Chairman

J Richard Porter, Retired, Judge of Superior Court

Thomas Rosser, Retired, Grady EMC

Kevin Chason, Chief Legal Officer, In-house Counsel

Judge Willard Chason, Deceased

David Stallings, Deceased

Wyman H. Richter, Jr., Deceased
Matthew McCaskill, President & CEO

Mike Gibbs, Vice President, Agriculture Loan Specialist

Linda D. Johnson, Executive Vice President, Chief Technology Officer, Marketing/Business Development Officer

Susan Braswell, Senior Vice President, Mortgage Loan Officer, Loan Compliance Officer

R. Todd Harrell, Executive Vice President, Chief Lending Officer

J. Seth Stanaland, Executive Vice President, Chief Financial Officer

Deborah M. Serapin, Assistant Vice President

Faye C. Adkins, Assistant Vice President

Paula W. Bernier, Bank Secrecy (BSA) Officer

Gus Mango, Assistant Vice President, Loan Officer, Security Officer

Sarah Clark, Assistant Vice President, Loan Officer

J. Kevin Chason, Chief Legal Officer, In-House Counsel

Mindi Merritt Clenney, Assistant Vice President, Loan Officer

Nelda Johnson, Loan Processor
Pam Akridge, Bookkeeping

Ronda Brinson, Loan Processor

Janet Forehand, Loan Clerk

Tammy Bryan, Loan Clerk

Sylvia Ferguson, Part-time

Lydia Green, Personal Banker

Penny Heard, Personal Banker

Natalie Johnson, Bookkeeping

Lynsey Johnson, Personal Banker

Benita Maxwell, Bookkeeping

Robin McManus, Drive-in Teller

Kim Pearson, Loan Clerk

Patsy Pearson, Teller

Annah Phillips, Loan Processor

Bridget Ransom, Drive-thru Teller

Erin Redden, Teller

Elaine Winzell, Teller

Karen Humphries, Teller

Leea Godwin, Loan Supervisor

Alea Simmons-McInvale, Loan Processor

Alex Carver, Personal Banker

Daniel Marshall, Custodian